{"id":1673,"date":"2023-07-08T08:38:59","date_gmt":"2023-07-08T08:38:59","guid":{"rendered":"http:\/\/soulfulnidhilimited.com\/?page_id=1673"},"modified":"2023-07-08T10:58:07","modified_gmt":"2023-07-08T10:58:07","slug":"personal-loans","status":"publish","type":"page","link":"https:\/\/soulfulnidhilimited.com\/index.php\/personal-loans\/","title":{"rendered":"PERSONAL LOANS"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1673\" class=\"elementor elementor-1673\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ac81b33 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ac81b33\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f8afa98 ot-flex-column-vertical\" data-id=\"f8afa98\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7726fc4 elementor-widget elementor-widget-text-editor\" data-id=\"7726fc4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 26-06-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Get a personal with Soulful Nidhi\u00a0 without any security or guarantor and make all your needs fulfilled. Money will be credited to the borrower\u2019s bank account within 48 hours of document submission. In addition, applicants can apply for as low as Rs.4000 with flexible repayment period ranging from 30 days to 12 months.<\/p><p>Personal loan interest rate is applicable on the reducing balance method, so that you never have to pay interest for the principal amount that is already being paid. With minimum document requirement, applicants can always trust us for hassle-free banking services. We also offer top-up facility to our customers who have had paid last three installments on time. This is to ensure that financial concerns never be a barrier to your everyday life.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1af767 elementor-widget elementor-widget-heading\" data-id=\"b1af767\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 26-06-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Process:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0928fb9 elementor-widget elementor-widget-text-editor\" data-id=\"0928fb9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>App download \u2013 An applicant is asked to first download our Soulful Nidhi\u00a0 mobile app and register with mobile number linked to Aadhaar Card. In order to complete the registration process, an applicant is also required to provide PAN card number and email id along with details of 3 references.<\/li><li>Verify \u2013 We ask applicants to provide 3 references to verify the authenticity, which is to ensure that we built a family of genuine customers.<\/li><\/ul><ul><li>Registration \u2013 Once the verification is completed, an applicant is then asked to visit at Soulful Nidhi Limited Office to further process the loan application.<\/li><li>Documentation \u2013 On completing the registration process, an applicant can go ahead with the document submission.<\/li><li>Disbursement \u2013 When the documents are submitted and verified, loan amount is disbursed to the applicant\u2019s bank account the same day.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d34e90d elementor-widget elementor-widget-heading\" data-id=\"d34e90d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fees and charges:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccc4d42 elementor-widget elementor-widget-text-editor\" data-id=\"ccc4d42\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>One time registration charges \u2013 Rs. 100<\/li><li>Interest rate \u2013 19.5% reducing balance method<\/li><li>Processing fee 2%, subject to loan amount<\/li><li>Cheque bounce charges \u2013 Rs. 500<\/li><li>Pre closure charges \u2013 4% of outstanding principal amount<\/li><li>Recovery charges \u2013 Rs. 1000<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8f0c1a elementor-widget elementor-widget-heading\" data-id=\"c8f0c1a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Eligibility criteria:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbcbfdb elementor-widget elementor-widget-text-editor\" data-id=\"dbcbfdb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>An applicant should be an Indian citizen, residing in the same city as Soulful Nidhi\u00a0 office.<\/li><li>He or she should be aged above 18 years; while upper age bracket is of 50 years.<\/li><li>He or she should have a stable source of income (no income proof required for loan up to Rs. 25000)<\/li><li>He or she should have a Credit score above 650+<\/li><li>Those having zero Credit score can apply for personal loan of Rs.4000 for 30 days tenure to generate the score.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-028ec42 elementor-widget elementor-widget-heading\" data-id=\"028ec42\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Documents required:<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1126999 elementor-widget elementor-widget-text-editor\" data-id=\"1126999\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>A copy of identity proof (Aadhaar Card\/ Voter ID\/ Ration Card)<\/li><li>A copy of PAN card<\/li><li>Two passport size photographs<\/li><li>A copy of income proof for loan amount above Rs.25000<\/li><li>Updated Bank statement for last 1 month<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Get a personal with Soulful Nidhi\u00a0 without any security or guarantor and make all your needs fulfilled. Money will be credited to the borrower\u2019s bank account within 48 hours of document submission. In addition, applicants can apply for as low as Rs.4000 with flexible repayment period ranging from 30 days to 12 months. Personal loan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/soulfulnidhilimited.com\/index.php\/wp-json\/wp\/v2\/pages\/1673"}],"collection":[{"href":"https:\/\/soulfulnidhilimited.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/soulfulnidhilimited.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/soulfulnidhilimited.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/soulfulnidhilimited.com\/index.php\/wp-json\/wp\/v2\/comments?post=1673"}],"version-history":[{"count":7,"href":"https:\/\/soulfulnidhilimited.com\/index.php\/wp-json\/wp\/v2\/pages\/1673\/revisions"}],"predecessor-version":[{"id":1796,"href":"https:\/\/soulfulnidhilimited.com\/index.php\/wp-json\/wp\/v2\/pages\/1673\/revisions\/1796"}],"wp:attachment":[{"href":"https:\/\/soulfulnidhilimited.com\/index.php\/wp-json\/wp\/v2\/media?parent=1673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}